Skip to content
Profile photo of a State Farm Agent named: Cole Clutter
State Farm® Insurance Agent

Cole Clutter

Clutter Ins and Fin Svc Inc

Office Hours

Address

901 Kemper Street Suite A
Parkersburg, WV 26101

Next to Dollar General

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

901 Kemper Street Suite A
Parkersburg, WV 26101

Languages

English

Welcome to Cole Clutter State Farm!

Here’s Your New Year Coverage Checklist:

🚗 Fresh Schedules & Everyday Driving

From carpools to commutes and weekend plans, the new year is a great time to review your Auto Insurance and make sure it still matches how you’re on the road.

🏡 Students, Renters & New Beginnings

Whether college students are settling back in or young adults are renting their first place, Renters Insurance helps keep belongings covered as routines reset.

📦 Home Updates & Life Changes

Finished a project, hosted gatherings, or made changes around the house? Let’s double-check your Home Insurance so it reflects your current setup going into the year ahead.

💼 Local Business Growth

As Parkersburg, WV businesses set goals and look ahead, reviewing Business Insurance now helps confirm it supports where you’re headed next.

❤️ Family & Future

A new year is the perfect time to revisit Life Insurance and make sure your loved ones are supported through whatever comes next.

📍 Proudly serving Parkersburg, Cole Clutter State Farm is here to help you start the year organized, confident, and ready for what’s ahead. 🎉✨

As your local State Farm Insurance Agent, I am proud to protect Parkersburg and the surrounding Wood County communities. My team and I are here to protect you against the curve balls that come with everyday life. Whether you are looking to protect your home, auto, or loved ones we are here to help!

I am West Virginia born and raised, originally from Moundsville and now calling right here in Parkersburg my home. I graduated from Marshall University in 2020 and decided upon graduating that insurance was where I wanted to be. I worked for 2 different agents in different parts of West Virginia before being offered the opportunity to open my own agency here in Parkersburg. I have really enjoyed getting to know this community and being there for them when needed. Outside of the office you can usually find me on the golf course or just spending time with my friends.

✅ Insurance FAQs

Q: 🚗 How often should I review my Auto Insurance?

A: At least once a year or anytime something changes, new car, new driver, move, or accident. A quick review helps make sure your coverage still fits your life.

Q: 🏡 I made updates to my home; do I need to tell my insurance agent?

A: Yes. Projects like renovations, finishing a basement, or adding outdoor structures can change your coverage needs. A simple policy review keeps everything current.

Q: 📦 What does Renters Insurance actually cover?

A: It protects your belongings, like furniture, clothes, and electronics—and may also include personal liability and temporary housing after a covered loss.

Q: 🛡️ Why consider Life Insurance if I’m young and healthy?

A: Starting early allows you to lock in long-term protection for the people who depend on you—and it can be easier to qualify when you're healthy.

Q: 🧒 Is Life Insurance for kids a thing?

A: Yes, many families choose it to help secure future insurability and long-term protection.

Q: 🆕 I just moved to a new state; do I need a new insurance policy?

A: Yes. Insurance laws are different in every state, so new policies are typically needed after relocating.

We are more than just car insurance, let's make sure you are properly protected. We offer Auto Insurance, Renters Insurance, Homeowners Insurance, Business Insurance, Life Insurance, Health Insurance, Motorcycle and RV Insurance.

My team of insurance professionals and I are excited for the opportunity to help customers with their insurance and financial services to help prepare them for life’s unexpected. We’re ready to help customers find the right policy for their auto insurance, homeowners’ insurance, renters’ insurance, ATV/UTV insurance, motorcycle insurance, life insurance, and so much more. Click, call, or come visit us at our Parkersburg. WV office today.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products

Banking, Investment Services, Annuities

Small business benefits to offer

Benefits are a crucial part of a compensation package. Let’s take a look at some common small business benefits packages.

Rental trends: What landlords and tenants need to know

Understanding the current trends surrounding the rental industry will help both landlords and tenants understand how to navigate this changing landscape.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

View More Articles

At Cole Clutter State Farm, our mission is to cover State Farm customers and what they value most from the unexpected by using our insurance and financial service products in a cost-effective manner. We are the good neighbors State Farm has branded us to be and help State Farm customers when they need it most. Our mission is to insure their assets and loved ones, with proper information and preparation. When customers succeed, we succeed.