Cole Clutter

Welcome to Cole Clutter State Farm!

✨ Hello February: Show a Little Love to Your Insurance Game Plan 💌

February is all about connection, care, and protecting what matters most. Between winter weather, busy schedules, and Valentine’s Day reminders, it’s a great time to make sure your coverage is keeping up with your life.

Here’s your February checklist:

🚗 Love Your Drive — Winter roads and daily commutes are still in full swing. A quick look at your Car Insurance helps make sure you’re ready for wherever February takes you.

🏡 Home Is Where the Heart Is — Cozy nights in, home projects, or seasonal updates can change things fast. Reviewing your Home Insurance helps ensure your space is covered through the rest of winter.

🎓 College Life, Still Covered — Whether students are back on campus or settling into a new place this semester, Renters Insurance helps protect their be2019longings away from home.

💼 Protect What You’re Building — February is a smart time for business owners to review coverage and make sure it still supports your goals as the year picks up momentum.

❤️ Protect the Ones You Love — Valentine’s Day is a perfect reminder to look at Life Insurance and make sure your loved ones are covered for the long term.

📍 Based in Parkersburg, WV, Cole Clutter State Farm is here to help you move through February with confidence, from winter routines to heartfelt priorities. 💕❄️

As your local State Farm Insurance Agent, I am proud to protect Parkersburg and the surrounding Wood County communities. My team and I are here to protect you against the curve balls that come with everyday life. Whether you are looking to protect your home, auto, or loved ones we are here to help!

I am West Virginia born and raised, originally from Moundsville and now calling right here in Parkersburg my home. I graduated from Marshall University in 2020 and decided upon graduating that insurance was where I wanted to be. I worked for 2 different agents in different parts of West Virginia before being offered the opportunity to open my own agency here in Parkersburg. I have really enjoyed getting to know this community and being there for them when needed. Outside of the office you can usually find me on the golf course or just spending time with my friends.

✅ Insurance FAQs

Q: 🚗 How often should I review my Auto Insurance?

A: At least once a year or anytime something changes, new car, new driver, move, or accident. A quick review helps make sure your coverage still fits your life.

Q: 🏡 I made updates to my home; do I need to tell my insurance agent?

A: Yes. Projects like renovations, finishing a basement, or adding outdoor structures can change your coverage needs. A simple policy review keeps everything current.

Q: 📦 What does Renters Insurance actually cover?

A: It protects your belongings, like furniture, clothes, and electronics—and may also include personal liability and temporary housing after a covered loss.

Q: 🛡️ Why consider Life Insurance if I’m young and healthy?

A: Starting early allows you to lock in long-term protection for the people who depend on you—and it can be easier to qualify when you're healthy.

Q: 🧒 Is Life Insurance for kids a thing?

A: Yes, many families choose it to help secure future insurability and long-term protection.

Q: 🆕 I just moved to a new state; do I need a new insurance policy?

A: Yes. Insurance laws are different in every state, so new policies are typically needed after relocating.

We are more than just car insurance, let's make sure you are properly protected. We offer Auto Insurance, Renters Insurance, Homeowners Insurance, Business Insurance, Life Insurance, Health Insurance, Motorcycle and RV Insurance.

My team of insurance professionals and I are excited for the opportunity to help customers with their insurance and financial services to help prepare them for life’s unexpected. We’re ready to help customers find the right policy for their auto insurance, homeowners’ insurance, renters’ insurance, ATV/UTV insurance, motorcycle insurance, life insurance, and so much more. Click, call, or come visit us at our Parkersburg. WV office today.